Appraisals for insurance are critical for today’s jewelry customer.
Insurance companies are becoming more demanding in the type of documentation they require for all jewelry. More than ever, these companies are on the guard to make sure they are insuring a piece of jewelry that has a clear identification and certified as natural or lab grown and if the gemstones are treated. These things affect the appraisal and value immensely. Therefore, a diamond or gemstone/jewelry certificate without an appraisal only has limited value for the customer and the insurance company. Without this appraisal, the consumer must incur an additional cost and seek out an additional expert to appraise the jewelry and assess the insurance value. The Jewelry Appraisal and Gemological Institute combines both the appraisal gem identification and diamond grading into a compact CardCert that is accepted by all insurance companies.